All posts filed under: finance

Living With Bad Credit

For us poor Millennials, all the key stages of becoming an adult are exactly the same as the generation that went before us – learning to drive, buying a car, moving out, getting a mortgage, starting a family – but each step is hindered by a lack of money and, in many cases, bad credit.  With the cost of living forever on the rise whilst wages remain relatively low, the disparity means that the majority of 18-35 year olds are having to make huge lifestyle compromises. For a lot of young people, including couples and even families, the big compromise to be made is living with parents or in laws whilst saving for your own place, mortgage deposits being so high these days.  I can only imagine the frustration of situations like tis – I would hate to try and raise my family in what is essentially someone else’s home, even if they were family and had our best interests at heart. Personally, the two main sacrifices I have been forced to make have been …

Simple Ways to Make Money Online

With a young family to support, finding ways to save and, more importantly, make money is always at the top of my to-do list.  Making money online is one of the quickest and easiest ways to boost a household income.  I have tried a number of things in the past; here are some that have worked for me: Setting up a blog – If you have something to say and are looking for a platform, setting up a blog could be the way to go.  Making money in this way takes time, effort, patience and tenacity; it certainly won’t become a profitable business overnight.  This means that you really need to start by being keen to write about things that interest you.  This could be parenting, travel, arts and crafts, anything really – if you are passionate about your subject, the readers, and subsequently the financial rewards, will follow in due course. Being a secret shopper – sign up to a secret shopping agency and regular opportunities to undertake assignments will drop into your inbox.  It …