All posts filed under: finance

Simple Ways to Make Money

With a family to support, finding ways to save and, more importantly, make money is always at the top of my to-do list.  Making money online is one of the quickest and easiest ways to boost a household income.  I have tried a number of things in the past; here are some that have worked for me: Franchising – There are numerous franchise opportunities for parents in the UK, both online and otherwise.  What makes them such attractive prospects is that many are home-based and those that are not are at least flexible and can be worked around children and school holidays.  Usborne book-selling is a popular one for mummies, as are parent and baby music group franchises, or what about your own cleaning business?  For more inspiration on this last option, visit https://rainbow-int-franchise.co.uk/ Setting up a blog – If you have something to say and are looking for a platform, setting up a blog could be the way to go.  Making money in this way takes time, effort, patience and tenacity; it certainly won’t become …

3 Times In My Life When I’ve Needed Money… Fast!

It’s fair to say that life does not always follow the path we choose and, inevitably, we can quickly find ourselves caught short in the finance stakes.  For example, ten years ago I discovered I was 20 weeks pregnant completely out of the blue and was still living at home whilst my boyfriend was living in a bedsit that barely accommodated one person, let alone 2 and a bit!  We needed to find somewhere to live as a family (including my then 9 year old stepson) almost immediately, which is never without its problems. Firstly, we needed somewhere with 3 bedrooms that was local to my stepson’s school and, vitally, affordable.  After weeks of searching, we found somewhere suitable but still needed to source the deposit and first month’s rent.  Our little bundle of joy being something of a surprise (albeit a wonderful one), we were not financially prepared for this at all and were forced to resort to borrowing money from family to tide us over before it was too late.  As it was, we …

Living With Bad Credit

For us poor Millennials, all the key stages of becoming an adult are exactly the same as the generation that went before us – learning to drive, buying a car, moving out, getting a mortgage, starting a family – but each step is hindered by a lack of money and, in many cases, bad credit.  With the cost of living forever on the rise whilst wages remain relatively low, the disparity means that the majority of 18-35 year olds are having to make huge lifestyle compromises. For a lot of young people, including couples and even families, the big compromise to be made is living with parents or in laws whilst saving for your own place, mortgage deposits being so high these days.  I can only imagine the frustration of situations like tis – I would hate to try and raise my family in what is essentially someone else’s home, even if they were family and had our best interests at heart. Personally, the two main sacrifices I have been forced to make have been …